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Rather than jumping straight to student debt forgiveness, which creates a moral hazard for current and future student borrowers and is poorly targeted, Congress and the administration should do a better job of informing borrowers about what options exist to make affordable payments, while simplifying options to remove confusion. lol surprise build a bear KATIE COURIC'S 'CONDESCENDING, ELITIST' REMARKS CALLING TO 'DEPROGRAM' GOP RETIRES JOURNO LABEL, CRITICS SAYLiberal journalists and social media voices have stepped up their calls to "deprogram," deplatform or outright threaten right-leaning voices in the aftermath of the deadly Capitol riot earlier this month. lol surprise build a bear BILLIONAIRE RAY DALIO'S SON DIES AFTER CRASHING CAR INTO VERIZON STORERay Dalio – famous for his "principles" and sharing lessons learned through the years with his following – said in a letter published at the end of December that he has learned that everyone grieves differently and there is no right or wrong approach. lol surprise build a bear Reuters, AP, File)"The Duchess is saddened by this latest attack on her character, particularly as someone who has been the target of bullying herself and is deeply committed to supporting those who have experienced pain and trauma," a spokesperson for the Duke and Duchess of Sussex said in a statement sent to Fox News on Wednesday. lol surprise build a bear