Gillingham may not have the best defensive record in League One, nor are they expected to make a sustained push for promotion at this stage, but they'd likely be mired in the relegation zone were it not for Jamie Cumming between the sticks. The on-loan youngster has been the busiest goalkeeper in the division, making more saves per 90 (4.1) than any other shot-stopper and returning the best save success rate (77.6 per cent) in England's third tier to land a WhoScored.com rating of 6.98. A further £20m will be allocated to sides in the third and fourth tiers, while £5m will go to National League, National League North and National League South members. "I think he's a lovely fella, but if I boxed him in Newcastle, I think I would be the crowd favourite. We know that. "From our perspective, we are expecting a tough challenge but to be fair whoever you play in the semi-final of a tournament, you know it is not going to be an easy game.